Simple and fast payments
with your smartphone, credit card and
Transactions are instantly available in your account!</ p>
Affordable rates for any business
Payments on one complete platform, perfect for your growing business
International card payments
Additional fees required for international cards and currency conversion.
3D Secure Authentication
3D Secure is an authentication method used to verify a customer’s identity before an online card purchase.
Here are answers to frequently asked questions
What is the difference between standard and premium cards?
If you are a business based in the European Economic Area (EEA) or the UK, your card rate will differ between standard domestic cards and premium domestic cards.
Standard National Cards
- Consumer cards issued by Visa and Mastercard
- All cards issued by American Express, Discover, Diners Club, Maestro, Cartes Bancaires, UnionPay
Premium National Cards
- Commercial, corporate or business cards issued by Visa and Mastercard
How do I know if a customer is using a commercial, corporate or business card?
As a general rule, expenditures that are not for personal use are usually made using a commercial, corporate or business card. Here are some examples:
if you’re selling to businesses, they’re most likely buying through a commercial, corporate, or corporate card. Regardless of whether the card was issued to an individual of the company.
Sole proprietorships often use commercial, corporate or business cards to purchase supplies or to pay for expenses that pertain to their start-up or small business.
Individuals booking business travel or organizing a corporate activity tend to use commercial, corporate or corporate cards.
How does SmartTouch Pay determine if a card is standard or premium?
We determine whether a card is standard or premium based on the information available on the credit card networks at the point of acquisition. The accuracy of these matches is regularly reviewed to ensure that all card transactions are subject to appropriate fees.
Which countries are in the European Economic Area (EEA)?
European Economic Area (EEA) countries include Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Spain, Sweden, Hungary.