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Pay

Simple and fast payments

with your smartphone, credit card and Apple PayGoogle Pay

Transactions are instantly available in your account!</ p>

Affordable rates for any business

Clear pricing

Full Plan

Integrated payment platform with simple pay-per-use rates

1,5% + 0,25€

for standard European cards

2,50% + 0,25€

for UK cards

  • Complete payment management
  • New features every year
  • No setup fees, no monthly fees or hidden costs

Fee details

Features included

  • Tools for creating streamlined checkout procedures

  • Global payments with a single integration

  • Absolute security and strict compliance

  • Fast and predictable transfers to your bank accounts

  • Financial reporting and reconciliation

  • Support via telephone, chat and email

  • Automatic handling of disputes to save time

  • A unified Dashboard to manage operational activities

Detailed fees

Payments on one complete platform, perfect for your growing business

Credit and debit cards

With transaction rates, you have no setup fees or monthly fees.
Learn more about our different types of cards.

VisamastercardmaestroamexApple PayGoogle Pay

1,50% + 0,25€

for standard charts of the European Economic Area

1,90% + 0,25€

for European Economic Area premium cards

International card payments

Additional fees required for international cards and currency conversion.

2,50% + 0,25€

for UK cards

3,25% + 0,25€

for international cards

An additional fee (2%) applies if currency conversion is required.

Learn more >

3D Secure Authentication

3D Secure is an authentication method used to verify a customer’s identity before an online card purchase.

Included

Card Updater

Automatically update expired or renewed card details for saved customers. Learn more >

Included

  • After how many days do the wire transfers arrive?

    Once the integration is complete, wire transfers arrive in your bank account after 7 days. Alternatively, you can choose to receive them weekly or monthly. Learn more >

  • How do refunds work?

    You can issue full or partial refunds. Depending on Stripe’s pricing tier, there may be a fee to issue refunds. Payment processing fees for the original charge are not refunded. Learn more >

  • How much do disputes cost?

    Disputed payments, also known as reversals, incur an additional cost of €20.00. Learn more >

  • Is there a fee for using Apple Pay or Google Pay?

    There is no additional cost if you use our mobile SDKs or accept wallet payments like Apple Pay or Google Pay. Learn more >

Fraud protection

Based on billions of data points on the Stripe network, using Stripe Radar, which identify and prevent fraud with Stripe Radar, a machine learning-based anti-fraud system that’s fully integrated into your payment system Learn more ></ p>

Here are answers to frequently asked questions

What is the difference between standard and premium cards?

If you are a business based in the European Economic Area (EEA) or the UK, your card rate will differ between standard domestic cards and premium domestic cards.

Standard National Cards

  • Consumer cards issued by Visa and Mastercard
  • All cards issued by American Express, Discover, Diners Club, Maestro, Cartes Bancaires, UnionPay

Premium National Cards

  • Commercial, corporate or business cards issued by Visa and Mastercard

How do I know if a customer is using a commercial, corporate or business card?

As a general rule, expenditures that are not for personal use are usually made using a commercial, corporate or business card. Here are some examples:

if you’re selling to businesses, they’re most likely buying through a commercial, corporate, or corporate card. Regardless of whether the card was issued to an individual of the company.

Sole proprietorships often use commercial, corporate or business cards to purchase supplies or to pay for expenses that pertain to their start-up or small business.

Individuals booking business travel or organizing a corporate activity tend to use commercial, corporate or corporate cards.

How does SmartTouch Pay determine if a card is standard or premium?

We determine whether a card is standard or premium based on the information available on the credit card networks at the point of acquisition. The accuracy of these matches is regularly reviewed to ensure that all card transactions are subject to appropriate fees.

Which countries are in the European Economic Area (EEA)?

European Economic Area (EEA) countries include Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Spain, Sweden, Hungary.

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